Legal Document • Please read before use

99ar Terms and Conditions

Please read all terms carefully before using this platform. Clear guidelines on accounts, bonuses, payments, and responsible gaming are provided here.

Last Updated: January 2026 — You will be notified separately if these terms and conditions change.
Important Notice: This website is for persons aged 21 and above only. By registering and using an account on this platform, you are considered to have fully accepted all the terms and conditions stated below.

Introduction and Applicability

99ar is an online gaming and betting platform providing services for users in Bangladesh. These terms and conditions ("Terms") form a legal agreement between 99ar and its users. These Terms apply to all services, games, bonuses, and promotional offers on our platform.

By using our website, creating an account, or accessing any service, you confirm that you have read, understood, and accepted these Terms. If you do not agree with these Terms, please refrain from using our platform.

1 Account Registration and Eligibility

1.1 Age and Eligibility Requirements

To open an account on 99ar and use any gaming or betting service, you must be at least 21 years of age. By registering, you declare on your own behalf that you meet this age requirement.

The applicant must be at least 21 years of age
Each individual may operate only one account
All information provided at registration must be truthful, accurate, and complete
An account may not be opened in someone else's name or on their behalf

1.2 Account Information and Security

It is your responsibility to keep your account password and login details strictly confidential. You are personally responsible for all activity carried out under your account. If you suspect that unauthorised access to your account has occurred, notify our support team immediately.

99ar may request additional documents for identity verification at any time. Failure to provide the required documents in a timely manner may result in temporary suspension or termination of your account.

1.3 Multiple Accounts Prohibited

A person may not operate more than one account. While members of the same household may open separate accounts, multiple accounts operated from the same device or IP address will be treated as fraud and all associated accounts may be terminated.

2 Deposit and Withdrawal Policy

2.1 Deposit Terms

The minimum deposit amount on 99ar is ৳100. The currently accepted payment methods are bKash, Nagad, Rocket, and Upay. Deposits are generally processed instantly, though minor delays may occasionally occur due to technical reasons.

  • Minimum deposit: ৳100 (per method)
  • Accepted methods: bKash, Nagad, Rocket, Upay
  • Deposits from third-party accounts are strictly prohibited
  • Deposited funds must be used for lawful purposes only
  • Depositing funds for the purpose of money laundering or fraud is strictly prohibited and illegal

2.2 Withdrawal Terms

Your account must be fully verified to make a successful withdrawal. Withdrawals are generally processed within 30 minutes to 3 hours.

  • Minimum withdrawal: ৳500
  • Standard processing time: 30 minutes to 3 hours
  • Withdrawals can only be made to the same method used for the deposit
  • Withdrawals may be restricted until bonus wagering requirements are met
  • Additional verification may be required for large withdrawal amounts

2.3 Rejected Transactions

Transactions may be rejected and the amount returned in the following circumstances:

  • If identity verification has not been completed
  • In cases of suspicious activity related to multiple accounts
  • If evidence of bonus abuse is found
  • If irregular betting patterns are detected

3 Bonus and Promotion Terms

3.1 Welcome Bonus

New members will receive a 120% bonus on their first deposit, up to a maximum of ৳10,000. This bonus applies once only and specific conditions must be met to receive it.

  • Bonus amount: 120% of the first deposit, up to ৳10,000
  • Wagering requirement: total (deposit + bonus) amount must be wagered 10 times
  • The contribution rate of the bonus may vary across different games
  • If a withdrawal is made after claiming the bonus, the bonus will be cancelled
  • Only one welcome bonus applies per household or IP address

3.2 Other Promotions

99ar periodically offers special promotions, cashback offers, and loyalty rewards. Each offer has its own terms, which are communicated at the time the offer is announced.

You are requested to read the relevant terms carefully before taking advantage of any promotion. 99ar reserves the right to change, suspend, or cancel any promotional offer at any time.

3.3 Bonus Abuse

Bonus abuse or attempting to meet wagering requirements through strategic play is strictly prohibited. Any of the following activities will be considered bonus abuse:

  • Collecting bonuses using multiple accounts
  • Attempting to artificially meet wagering requirements through low-risk bets
  • Sharing or selling a bonus with others
  • Claiming the same promotion multiple times using false information

If any such activity is detected, the bonus and related winnings will be forfeited and the account may be terminated.

4 VIP Program and Loyalty

4.1 VIP Tiers and Benefits

The 99ar VIP program has four tiers. As you advance to each tier, your weekly cashback benefit increases:

  • Bronze: weekly cashback up to 0.2%
  • Silver: weekly cashback up to 0.5%
  • Gold: weekly cashback up to 0.8%
  • Platinum: weekly cashback up to 1.0%

Advancement to a higher tier depends on your overall gaming activity and contribution. 99ar determines VIP tier at its own discretion and all decisions in this regard are final.

4.2 VIP Benefit Conditions

VIP benefits are non-transferable and apply only to active accounts. VIP tier status may change due to extended inactivity. Cashback must be used within a specified period; expired cashback will be forfeited.

5 Gaming Rules and Code of Conduct

5.1 Fair Play Policy

All games on 99ar are operated on the basis of fair play principles. Any form of cheating, hacking, use of bots, or automated software is strictly prohibited. If such activity is detected, the relevant account will be terminated immediately and all balances will be forfeited.

5.2 Technical Issues

If an ongoing game session is interrupted due to a technical error or disconnection, 99ar will provide assistance where possible for recoverable sessions. However, 99ar reserves the right to void incorrect results or abnormal payouts displayed as a result of server errors.

5.3 Account Suspension and Termination

99ar may temporarily suspend or permanently terminate any account in the following circumstances:

  • Violation of any provision of these Terms
  • Providing false identity or information
  • Suspicion of money laundering or fraudulent activity
  • Attempting to compromise platform security or harm other users
  • If evidence is found of an account being operated on behalf of a minor

6 Responsible Gaming Policy

6.1 Self-Limit Setting

99ar places the highest importance on responsible gaming. We give users the opportunity to set their own deposit limits, session time limits, and loss limits. Setting these limits helps maintain healthy gaming habits.

6.2 Self-Exclusion Feature

If you feel that gaming is having a negative impact on your life, you can activate the Self-Exclusion feature through our support team. While self-exclusion is active, your account will be completely inactive and no promotional communications will be sent.

For more information on responsible gaming, please visit our Responsible Gaming page.

6.3 Protection of Minors

99ar takes a strict stance against the participation of minors in gaming. If any account is suspected of being operated by a minor, it will be verified immediately and, if confirmed, the account will be terminated. Parents and guardians are requested to take the necessary steps to prevent minors from accessing this platform.

7 Privacy and Intellectual Property

7.1 Data Protection

99ar is committed to protecting your personal information at all times. We keep your data secure using SSL encryption technology. To learn more about how your personal information is collected, stored, and used, please read our Privacy Policy page.

7.2 Intellectual Property

All content on the 99ar website — including text, graphics, logos, icons, images, audio clips, and software — is the property of 99ar or its respective content providers and is protected by international intellectual property laws.

Reproducing, distributing, modifying, or using any content from this platform for any purpose without prior permission from 99ar is prohibited.

8 Limitation of Liability

8.1 Service Availability

99ar is committed to providing uninterrupted service; however, temporary disruptions may occur due to maintenance, upgrades, or unforeseen technical issues. In such situations, users will be given advance notice to the extent possible.

8.2 Liability for Losses

Gaming is inherently risky. There is no guarantee of winning in any betting or gaming activity and users play at their own risk. 99ar is not liable for any financial losses incurred by users through gaming. Always play within your means and do not wager money you cannot afford to lose.

8.3 Third-Party Content

The 99ar platform uses content from third-party game software providers (such as Pragmatic Play, JILI, PG Soft, Spribe, Evolution Gaming, Ezugi, NetEnt, and Microgaming). 99ar bears limited liability for any issues with the software or services of these providers.

9 Changes, Dispute Resolution and Contact

9.1 Changes to Terms

99ar reserves the right to change, amend, or update these terms and conditions at any time. For significant changes, a notice will be posted on the website and registered email addresses will be informed. Continued use of the platform after changes have been made will be considered acceptance of the revised terms.

9.2 Complaints and Dispute Resolution

For any complaint or dispute, please first contact us via 24/7 live chat or email. We aim to resolve most issues quickly and amicably. An initial response to complaints submitted by email is generally provided within business days.

24/7 Live Chat — direct support in Bengali

9.3 Completeness of Terms

These terms and conditions, the privacy policy, and the responsible gaming policy together form the complete agreement between 99ar and the user. If any provision of these terms becomes unenforceable, the remaining provisions will continue to apply.

Related Pages

Privacy Policy

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Responsible Gaming

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Frequently Asked Questions (FAQ)

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